Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In Arizona (AZ), closings operate under a Non-Judicial (Deed of Trust — 91-Day Trustee Sale) regime (95–115 days-day average timeline) with a 0.56% average property tax rate and $440/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.