Institutional wholesale & TPO lenders that originate DSCR and rental investment loans through approved mortgage brokers. In South Carolina (SC), closings operate under a Judicial (Master-in-Equity Referral) regime (150–200 days-day average timeline) with a 0.56% average property tax rate and $640/$100K landlord hazard insurance benchmark.
Institutional TPO shelves accessed by Loan Daddy LLC (NMLS #2827624) for wholesale pricing.