2026 State DSCR & Cap-Rate Intelligence Report · Rhode Island (RI) · findloanbrokers.com
Rhode Island Executive Underwriting Summary: Across 5 tracked Rhode Island investment markets, 1–4 unit rental properties average $445,000 in acquisition price against $3,250/month in Form 1007 market rent (8.76% gross rental yield) and $1,860/door/month on 5–25 unit multifamily assets. Investors underwriting Rhode Island DSCR loans must factor a 1.4% effective property tax rate (~$6,230/yr), $540/$100k hazard insurance (~$2,403/yr), and a Non-Judicial (Statutory Power of Sale) statutory framework (65–95 days typical timeline).