2026 State DSCR & Cap-Rate Intelligence Report · Washington (WA) · findloanbrokers.com

Washington (WA) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Washington Executive Underwriting Summary: Across 24 tracked Washington investment markets, 1–4 unit rental properties average $565,000 in acquisition price against $3,750/month in Form 1007 market rent (7.96% gross rental yield) and $2,080/door/month on 5–25 unit multifamily assets. Investors underwriting Washington DSCR loans must factor a 0.88% effective property tax rate (~$4,972/yr), $450/$100k hazard insurance (~$2,543/yr), and a Non-Judicial (Washington Deed of Trust Act — RCW 61.24) statutory framework (125–150 days typical timeline).
1–4u Base Price / Rent
$565,000 / $3,750
Gross Rental Yield
7.96% Annual
Tax & Hazard Escrow
0.88% Tax · $450/100k
Foreclosure & Timeline
Non-Judicial (Washington Deed of Trust Act — RCW 61.24) (125–150 days)

Washington City-by-City DSCR, Tax & Multifamily Benchmark Table (24 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Seattle, WA (KING County County)711,121$645,000$4,300/mo0.83%Open Seattle Hub →
Spokane, WA (SPOKANE County County)229,686$630,000$4,150/mo0.93%Open Spokane Hub →
Tacoma, WA (PIERCE County County)221,756$625,000$4,150/mo0.92%Open Tacoma Hub →
Vancouver, WA (CLARK County County)182,471$630,000$4,150/mo0.93%Open Vancouver Hub →
Bellevue, WA (KING County County)146,051$580,000$3,800/mo0.9%Open Bellevue Hub →
Kent, WA (KING County County)135,634$510,000$3,400/mo0.88%Open Kent Hub →
Everett, WA (SNOHOMISH County County)114,853$580,000$3,800/mo0.9%Open Everett Hub →
Renton, WA (KING County County)105,733$560,000$3,700/mo0.93%Open Renton Hub →
Yakima, WA (YAKIMA County County)101,650$525,000$3,500/mo0.83%Open Yakima Hub →
Federal Way, WA (KING County County)101,080$540,000$3,600/mo0.88%Open Federal Way Hub →
Spokane Valley, WA (Spokane Valley Metro County County)99,313$540,000$3,600/mo0.88%Open Spokane Valley Hub →
Kirkland, WA (KING County County)92,029$560,000$3,700/mo0.93%Open Kirkland Hub →
Bellingham, WA (WHATCOM County County)90,068$510,000$3,400/mo0.88%Open Bellingham Hub →
Kennewick, WA (BENTON County County)83,671$505,000$3,400/mo0.86%Open Kennewick Hub →
Auburn, WA (KING County County)81,597$495,000$3,350/mo0.84%Open Auburn Hub →
Pasco, WA (FRANKLIN County County)73,683$540,000$3,600/mo0.88%Open Pasco Hub →
Marysville, WA (SNOHOMISH County County)68,963$560,000$3,700/mo0.93%Open Marysville Hub →
Lakewood, WA (PIERCE County County)64,416$530,000$3,550/mo0.84%Open Lakewood Hub →
Redmond, WA (KING County County)62,708$555,000$3,650/mo0.92%Open Redmond Hub →
Shoreline, WA (Shoreline Metro County County)59,721$530,000$3,550/mo0.84%Open Shoreline Hub →
Richland, WA (BENTON County County)57,130$590,000$3,850/mo0.92%Open Richland Hub →
Sammamish, WA (KING County County)54,684$525,000$3,500/mo0.83%Open Sammamish Hub →
Burien, WA (Burien Metro County County)54,345$505,000$3,400/mo0.86%Open Burien Hub →
Olympia, WA (THURSTON County County)52,688$530,000$3,550/mo0.84%Open Olympia Hub →

Related Washington Underwriting & Deal Team Hubs

Washington (WA) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | findloanbrokers.com