Utah Private Money Loans provide business-purpose real estate investors with Up to 80% LTV / 85% LTC across loan amounts from $100,000 – $15,000,000+ at 8.99% – 11.25% Interest-Only (6 to 36 Months Interest-Only, Flexible Credit / Equity-Driven min FICO, 7 – 12 Business Days close). In Utah (UT), lenders underwrite to a Non-Judicial (Deed of Trust — 3-Month Notice of Default) statutory framework (120–140 days-day average timeline), a 0.57% average property tax rate (~$245/mo at the $515,000 state median), and $430/$100K hazard insurance (~$185/mo).
Private money loans connect real estate investors with non-bank private debt funds, family-office capital, and balance-sheet lenders for time-sensitive acquisitions, partner buyouts, cross-collateralized equity unlocks, and non-conforming investment properties across 1–4 unit and 5+ unit commercial assets.
Median 1–4 unit price of $515,000 (75% LTV = $386,250) with Form 1007 rent of $3,450/mo and multifamily rent of $1,920/door.
Utah operates under a Non-Judicial (Deed of Trust — 3-Month Notice of Default) regime (120–140 days days). Lenders require ALTA lender's title endorsement, LLC Good Standing, and 6 months PITIA liquidity reserves.
Close in your Utah LLC or Delaware LLC registered in UT with zero personal tax returns, W-2s, or 4506-C transcripts.