Simulate a two-stage acquisition: Stage 1 RTL Bridge (up to 85%–90% LTC / 70%–75% ARV) transitioning into Stage 2 Permanent DSCR Takeout Refinance (75% ARV) to verify net cash left in deal.
In a staged Bridge-to-DSCR execution, an investor acquires and renovates using short-term RTL bridge financing (up to 85%–90% of purchase plus 100% rehab holdback, capped at 70%–75% ARV) and exits into a 75% LTV permanent DSCR refinance once renovated and rent-ready.
Total Project Cost Basis: $370,000 (71% of ARV)
Compliance Note: Educational structural underwriting models only; zero interest rates, APRs, or points are quoted. Loan Daddy LLC (NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873 · (480) 485-1229) is a mortgage broker, not a lender.