2026 State DSCR & Cap-Rate Intelligence Report · Utah (UT) · findloanbrokers.com

Utah (UT) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Utah Executive Underwriting Summary: Across 14 tracked Utah investment markets, 1–4 unit rental properties average $515,000 in acquisition price against $3,450/month in Form 1007 market rent (8.04% gross rental yield) and $1,920/door/month on 5–25 unit multifamily assets. Investors underwriting Utah DSCR loans must factor a 0.57% effective property tax rate (~$2,936/yr), $430/$100k hazard insurance (~$2,215/yr), and a Non-Judicial (Deed of Trust — 3-Month Notice of Default) statutory framework (120–140 days typical timeline).
1–4u Base Price / Rent
$515,000 / $3,450
Gross Rental Yield
8.04% Annual
Tax & Hazard Escrow
0.57% Tax · $430/100k
Foreclosure & Timeline
Non-Judicial (Deed of Trust — 3-Month Notice of Default) (120–140 days)

Utah City-by-City DSCR, Tax & Multifamily Benchmark Table (14 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Salt Lake City, UT (SALT LAKE County County)208,386$550,000$3,700/mo0.56%Open Salt Lake City Hub →
West Valley City, UT (West Valley City Metro County County)145,601$460,000$3,100/mo0.56%Open West Valley City Hub →
Provo, UT (UTAH County County)126,754$475,000$3,200/mo0.54%Open Provo Hub →
West Jordan, UT (SALT LAKE County County)119,984$510,000$3,400/mo0.6%Open West Jordan Hub →
Orem, UT (UTAH County County)99,896$485,000$3,250/mo0.55%Open Orem Hub →
Sandy, UT (SALT LAKE County County)98,352$510,000$3,400/mo0.6%Open Sandy Hub →
Ogden, UT (WEBER County County)91,831$510,000$3,400/mo0.6%Open Ogden Hub →
St. George, UT (St. George Metro County County)83,731$500,000$3,350/mo0.58%Open St. George Hub →
Layton, UT (DAVIS County County)77,161$535,000$3,550/mo0.59%Open Layton Hub →
Taylorsville, UT (Taylorsville Metro County County)65,966$470,000$3,200/mo0.52%Open Taylorsville Hub →
South Jordan, UT (SALT LAKE County County)64,709$485,000$3,250/mo0.55%Open South Jordan Hub →
Lehi, UT (UTAH County County)59,276$530,000$3,500/mo0.58%Open Lehi Hub →
Logan, UT (CACHE County County)53,315$490,000$3,300/mo0.56%Open Logan Hub →
Murray, UT (Murray Metro County County)52,987$470,000$3,200/mo0.52%Open Murray Hub →

Related Utah Underwriting & Deal Team Hubs

Utah (UT) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | findloanbrokers.com